800.359.0625

eApply

What Do I Need To Apply?
Do I Qualify For a Loan?

What do I need to apply?

  • Property information (address, purchase price, purchase date, property type)
  • Estimated property value
  • Requested loan amount
  • Contact information (phone, mail, email)
  • Personal information (Social Security number, date of birth, marital status, employment status, residential status)
  • Employment and income information
  • Estimates of annual property taxes, homeowners insurance, and any homeowner association dues

Do I qualify for a loan?

    Minimum requirements:
  • FICO > 620
  • LTV < 95%
  • Single-family home (no mobile, manufactured, or prefabricated)
  • Current on mortgage payments (clean credit history without bankruptcies in the past 7 years)

GET A LOW RATE IN JUST MINUTES

EApply is the quick and secure way to apply online. You can lock in a low-fixed rate in minutes. Just tell us about yourself, the property you’re interested in, and get results. Go ahead and get started today.

Homeward Residential Inc. is not currently licensed to originate mortgage loans in Massachusetts, New York, Utah, and Virginia.