What do I need to apply?
- Property information (address, purchase price, purchase date, property type)
- Estimated property value
- Requested loan amount
- Contact information (phone, mail, email)
- Personal information (Social Security number, date of birth, marital status, employment status, residential status)
- Employment and income information
- Estimates of annual property taxes, homeowners insurance, and any homeowner association dues
Do I qualify for a loan?
- Minimum requirements:
- FICO > 620
- LTV < 95%
- Single-family home (no mobile, manufactured, or prefabricated)
- Current on mortgage payments (clean credit history without bankruptcies in the past 7 years)
GET A LOW RATE IN JUST MINUTES
EApply is the quick and secure way to apply online. You can lock in a low-fixed rate in minutes. Just tell us about yourself, the property you’re interested in, and get results. Go ahead and get started today.