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* 15-Year Fixed-Rate Mortgage: Rate and APR as of 1/4/2018. The 180 monthly payments on a $180,000 15 year fixed rate loan at 3.125% are $1,253.90/month with 3.362 points due at closing. The Annual Percentage Rate (APR) is 3.769% with $8152.00 up-front costs including title, lender and other fees. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Terms and rates are subject to change based on market conditions and borrower eligibility, and approval may be subject to verification of credit, income, assets, and value, among other criteria.

Homeward Residential Inc. is not licensed to originate mortgage loans in all states.